Guides on crypto loans, USDC, and on-chain credit
Practical guides to non-custodial USDC wallets, crypto-backed loans, on-chain credit scoring, DeFi lending, and the stablecoin economy.
- 5 min readcollaterallistings
New Collateral: $PONS
PONS on Robinhood Chain is now supported as Teller collateral. Explore borrowing through Debit AI and potential collateral support for graduating pons tokens.
Read → - 5 min readcollaterallistings
New Collateral: $STRATEGY, $MSTR
Strategy Coin (STRATEGY) and tokenized MSTR on Robinhood Chain are now supported Teller collateral. What each asset is, what collateral support unlocks, and how borrowing works through Teller or Debit AI.
Read → - 4 min readcollaterallistings
New Teller Collateral: hyperRAM on HyperEVM
hyperRAM, the liquid-staked form of Ramses Exchange's xRAM, is now supported Teller collateral on HyperEVM. What the asset is, what collateral support opens up, and how a hand-priced offer differs from an oracle-priced one.
Read → - 7 min readcollaterallistings
New Teller Collateral: EGG, MarsCoin, and Basecat
EGG on HyperEVM, MarsCoin on BNB Chain, and Basecat on Base are now supported Teller collateral. Liquidity, contract addresses, and what pools can be opened against them.
Read → - 7 min readloanspersonal loans
Loan pre-qualification with no hard credit pull (2026 guide)
Personal loan prequalification no hard pull: how soft checks work under the FCRA, prequalification vs preapproval, and when a hard credit pull actually happens.
Read → - 7 min readpersonal loanssoft pull
Personal loans with a soft credit check only: US guide (2026)
Personal loans soft credit check only: which parts of the process really stay soft, how to shop rates with no hard credit pull, and the red flags to avoid.
Read → - 6 min readloanspersonal loans
Loan marketplaces vs direct lenders: pros and cons (2026)
Loan marketplace vs direct lender: honest pros and cons, who should use which, and how a marketplace checks many lenders with no hard credit pull up front.
Read → - 7 min readloansunsecured
Unsecured crypto loans: requirements & credit checks (2026)
Unsecured crypto loan requirements in 2026: state, age, income, credit tier, identity — why a credit check is needed and how to pre-qualify with no hard pull.
Read → - 6 min readloansfees
Fees to watch in no-collateral lending (2026 guide)
No collateral loan fees explained: origination, late fees, APR vs interest rate, prepayment — plus the upfront-fee red flags that mark a crypto loan scam.
Read → - 7 min readcreditpersonal loans
Can an unsecured loan build credit? On + off-chain (2026)
Can you build credit with an unsecured loan? How installment loans affect FICO, whether DeFi loans report to bureaus, and how an on-chain score fills the gap.
Read → - 6 min readpersonal loansfair credit
Personal loans for fair credit (640–689) in the US (2026)
Personal loans for fair credit (640-689): what lenders see, realistic expectations, and why soft-check prequal with no hard credit pull is the right first step.
Read → - 7 min readpersonal loansthin file
Personal loans with a thin credit file in the US (2026)
Personal loans with a thin credit file: options for young borrowers and immigrants, alternative data lenders use, and prequalifying with no hard credit pull.
Read → - 7 min readpersonal loansbad credit
Personal loans with a 600 credit score: real options (2026)
Loans for credit score 600: real options — credit unions, marketplaces, secured routes — payday-loan warnings, and prequal with no hard credit pull.
Read → - 7 min readcomparisonsdefi
Teller vs Aave: which should you borrow with? (2026)
Teller vs Aave for borrowers: Aave's overcollateralized DeFi money market vs Teller's no-collateral loans and no-margin-call crypto loans. No hard credit pull.
Read → - 7 min readcomparisonscefi
Teller vs Nexo: crypto borrowing compared (2026)
Teller vs Nexo: Nexo's custodial credit lines with margin calls vs Teller's no-collateral loans and non-custodial fixed terms. No hard credit pull.
Read → - 7 min readcomparisonsbitcoin
Teller vs Ledn: BTC-backed vs no-collateral (2026)
Teller vs Ledn: Ledn's custodial BTC-backed loans with margin calls vs Teller's no-collateral loans and no-margin-call terms. No hard credit pull.
Read → - 7 min readcomparisonspersonal loans
Teller vs SoFi: personal loans compared (2026)
Teller vs SoFi for a personal loan: a marketplace matching many lenders off one soft check vs a single direct lender for strong credit. No hard pull.
Read → - 7 min readpersonal loanssame-day funding
Same-day personal loans in the US: what's realistic (2026)
Same day personal loans in the US: how instant approval, instant decision, and same-day funding differ — and how to pre-qualify with no hard credit pull.
Read → - 7 min readdebt consolidationpersonal loans
Debt consolidation loans: how to pre-qualify in 2026
How a personal loan for debt consolidation works, when it helps vs. hurts, and how to pre-qualify across multiple lenders with no hard credit pull in 2026.
Read → - 7 min readdebt consolidationcredit cards
How to consolidate credit card debt in the US (2026)
Four legitimate ways to consolidate credit card debt in 2026 — loan, balance transfer, DMP, or a payoff plan — and how to compare them with no hard credit pull.
Read → - 8 min readdebt consolidationbad credit
Debt consolidation loans for bad credit: US options (2026)
Debt consolidation loans for bad credit in 2026: realistic US options in order, red flags to avoid, and how to check what you match with no hard credit pull.
Read → - 5 min readdebt consolidationcredit score
Does debt consolidation hurt your credit? (2026 answer)
Does debt consolidation hurt your credit? A small short-term dip, then usually a gain as utilization falls — and checking rates with no hard pull costs nothing.
Read → - 6 min readmedical billspersonal loans
Personal loans for medical bills: options in the US (2026)
Before a personal loan for medical bills: negotiate, ask about charity care and 0% hospital plans. When a loan makes sense — pre-qualify, no hard credit pull.
Read → - 6 min readhome improvementpersonal loans
Home improvement loans without home equity (2026 guide)
Personal loan for home improvement vs. HELOC vs. cash-out refi: speed, collateral, and closing costs compared — how to pre-qualify with no hard credit pull.
Read → - 7 min readhelochome equity
HELOC vs home equity loan: which to pick in 2026
HELOC vs home equity loan: revolving variable-rate line vs fixed-rate lump sum. Which fits your project — and how to pre-qualify with no hard credit pull.
Read → - 6 min readhelochome equity
HELOC requirements: credit, equity, income (2026 US guide)
HELOC requirements in the US: the equity, credit, income, and DTI bars lenders check, how the process runs, and how to see where you fit — no hard credit pull.
Read → - 7 min readheloccash-out refinance
HELOC vs cash-out refinance: how to choose (2026)
HELOC vs cash out refinance: why your existing mortgage rate usually decides it in 2026, closing costs compared, and how to pre-qualify with no hard credit pull.
Read → - 7 min readfreelancersself-employed
Personal loans for freelancers & the self-employed (2026)
Loans for freelancers in the US: how to prove self-employed income — tax returns, bank inflows, even recurring USDC — and pre-qualify with no hard credit pull.
Read → - 7 min readbusiness loansunsecured
Unsecured business loans: no-collateral options (2026 US)
Unsecured business loans in the US: what no-collateral means, personal guarantees, UCC liens, MCA red flags, and how to pre-qualify with no hard credit pull.
Read → - 6 min readbusiness loansline of credit
Business loan vs line of credit: which fits? (2026)
Business loan vs line of credit: how each works, when a term loan or revolving credit fits, and how to pre-qualify for both at once with no hard credit pull.
Read → - 7 min readbusiness loansrequirements
How to qualify for a small business loan (2026 US guide)
Small business loan requirements in the US: the five things lenders check, the documents to prepare, and how to check eligibility with no hard credit pull.
Read → - 7 min readtellertrust
Is Teller legit? How Teller works and makes money (2026)
Is Teller legit? How the loan marketplace and non-custodial protocol work, how Teller makes money, and how to verify any lending site — no hard credit pull.
Read → - 7 min readscamssecurity
How to spot no-collateral crypto loan scams (2026)
No collateral crypto loan scams run on upfront fees, seed-phrase phishing, and fake platforms. Red flags, a legitimacy checklist, and the legit soft-pull path.
Read → - 7 min readregulationlending
US regulation of unsecured crypto lending, explained (2026)
US regulations on unsecured crypto lending, explained: state licenses, APR disclosures, soft vs hard credit pulls, and why loan availability differs by state.
Read → - 6 min readtaxesloans
Crypto loans and US taxes: what borrowers should know (2026)
Crypto lending taxes in the US: why loan proceeds generally aren't income, how borrowing against crypto defers capital gains, and when tax can show up.
Read → - 6 min readswapsshapeshift
Swaps are live in Teller, routed through ShapeShift
Swaps are live in Teller: swap across EVM chains without leaving the app, routed through ShapeShift's multi-chain aggregation API. How the routing works.
Read → - 6 min readloanspersonal loans
No-collateral loans: how Teller pre-qualification works (2026)
How Teller pre-qualification works for a no-collateral loan: a soft check in about 4 minutes, no hard credit pull, that tells you whether you pre-qualify.
Read → - 8 min readasset-backed loanscrypto loans
Asset-backed loans with no margin calls (2026 guide)
Asset-backed loans with no margin calls: borrow against BTC, ETH, and tokenized stocks like TSLA without selling, and without forced mid-term liquidation.
Read → - 8 min readcreditscoring
On-chain credit score: what it is and how to build one in 2026
What an on-chain credit score is, how the Teller Score reads your wallet history, how it differs from FICO, and how it feeds prequal with no hard pull.
Read → - 8 min readlendingloans
How crypto-backed loans work (2026 borrower's guide)
How crypto-backed loans work: LTV limits, liquidation and repayment mechanics, what drives interest rates, and how no-margin-call fixed-term loans differ.
Read → - 7 min readloanspersonal loans
Crypto loans without collateral in the US: what exists in 2026
Looking for a no collateral crypto loan? What's real in the US in 2026, what's a scam, why flash loans don't count, and how to pre-qualify with no hard pull.
Read → - 7 min readloanslending
How to borrow against your crypto without selling (2026)
How to borrow against crypto without selling: compare CeFi, DeFi, and fixed-term no-margin-call loans, plus the tax logic of borrowing instead of selling.
Read → - 6 min readwalletsusdc
Non-custodial USDC wallet: what it is and how to pick one
What a non-custodial USDC wallet is, custodial vs non-custodial trade-offs, which wallets to pick, and how self-custody history helps you borrow.
Read → - 6 min readstablecoinsusdc
USDC vs USDT: which stablecoin should you hold in 2026?
USDC vs USDT compared: issuers, reserves, regulation, chain support, and which stablecoin fits loan payouts, DeFi, and everyday holding in the US.
Read → - 7 min readdefilending
DeFi lending explained: how it works and how to use it safely
DeFi lending explained: how pool rates and liquidations work, DeFi vs CeFi vs marketplace loans compared, and which structures survive bear markets.
Read →