Borrow against AIXBT
Teller pools accept AIXBT, the Virtuals-issued agent token, as collateral on Base at up to 21.1% LTV, lending USDC at 25.1% APR. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.
| Collateral | Network | LTV | APR |
|---|---|---|---|
| AIXBT | Base | 21.1% | 25.1% |
Pool data read . Rates and LTVs are set per pool and change when operators change them.
The contract calls itself “aixbt by Virtuals”
Read the name field on 0x4f9fd6be4a90f2620860d680c0d4d5fb53d1a825 and that is the string it returns. The token was issued through Virtuals, the Base platform that launches and funds agents, which puts AIXBT in a cohort rather than on its own: a group of tokens tied to autonomous agents, sharing a launch mechanism and a chain.
Teller already lends against VIRTUAL, the platform token itself. Borrowing against the agent and borrowing against the platform are different exposures with different ceilings, so if you hold both, read the two rows side by side rather than assuming they price alike.
Just under a billion, and the gap is the point
totalSupply answers 998,914,867 tokens against a round billion at issue. The shortfall is tokens that have left circulation permanently. It is a small proportion, and the reason to mention it is that it is checkable in one call, which is more than can be said for most claims about supply on a chain where anyone can deploy anything.
Do the same before you deposit collateral anywhere. Contract, name, decimals, supply. Four reads, and you have confirmed the asset.
Terms, and what to make of them
The Base pool clears 21.1% of collateral value at 25.1% APR. That ceiling sits at the wider end of the chain’s long tail, so roughly five dollars of AIXBT back each dollar of USDC rather than the six a narrower row asks for. Interest is charged for the days you hold the loan, so a 30-day cycle costs about a twelfth of the annual figure.
Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. For a token whose price responds to what an agent deposited this week, that is the feature that makes a loan against it workable. Miss the due date and the collateral is forfeit. Base gas is cents on both transactions.
Frequently asked questions
Teller does, through a Base pool lending USDC against 0x4f9fd6be4a90f2620860d680c0d4d5fb53d1a825. Major money markets list around thirty assets and do not include agent tokens.
It was issued through Virtuals, and the contract name reads 'aixbt by Virtuals'. Teller lends against the platform token separately, at its own ceiling and rate, so compare both rows if you hold both.
totalSupply answers 998,914,867, a little under the round billion at issue. One contract call confirms it.
Divide one hundred by the ceiling above. At the wider end of the Base band that is roughly five dollars of AIXBT per dollar of USDC.
Only a missed due date can. There is no liquidation threshold during the term, so the price move that would close you out elsewhere passes through without changing what you owe.
Open a loan
Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.
Go to the borrow tab →No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.