Borrow against KTA
Teller pools accept KTA as collateral on Base at up to 25% LTV, the widest ceiling of any non-blue-chip asset on that chain, lending USDC at 44.7% APR. A wider ceiling means less collateral behind each dollar borrowed. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.
| Collateral | Network | LTV | APR |
|---|---|---|---|
| KTA | Base | 25% | 44.7% |
Pool data read . Rates and LTVs are set per pool and change when operators change them.
How much collateral a dollar of loan needs
A ceiling is easier to act on upside down. Divide one hundred by it and you get the collateral required per dollar borrowed, which is the number you actually plan around when you are deciding how much to move into a wallet.
At 25%, KTA needs about $4 of collateral for every dollar of USDC. The rest of the Base long tail runs narrower. A 20% row asks for five dollars, and a 16.7% row asks for six. On a four-figure loan that spread is the difference between moving a position and moving most of one.
The widest ceiling on the chain’s long tail
KTA carries the most generous ratio of any non-blue-chip Base asset here, and the pool behind it holds four figures of USDC to lend, so the ceiling is not theoretical. That combination is rare on this chain: most rows offering room to borrow are backed by a pool holding a dollar or two.
The rate is 44.7% APR, charged for the days you hold the loan rather than for a year, so a 30-day term costs roughly a twelfth of that. Run that against the wider ceiling before comparing rows, because depositing less collateral can be worth more to you than shaving the rate.
The deposit and the term
The pool accepts 0xc0634090f2fe6c6d75e61be2b949464abb498973 on Base and no other address. Base gas is cents across the approval and the borrow, which keeps the cost of opening small relative to the interest even on a modest loan.
Rate, LTV and the roll window lock when the loan opens. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Miss the due date and the collateral is forfeit, which makes the calendar the only thing to manage.
Compare with TIBBIR and CLANKER, the other Base rows with real depth behind them.
Frequently asked questions
Divide one hundred by the ceiling shown above to get the collateral required per dollar borrowed. At 25% that is about four dollars of KTA per dollar of USDC, against five or six on narrower Base rows.
The rate sets what a month costs; the ceiling sets how much of your position has to move into the loan. On a larger borrow the second number usually decides the trade.
It holds four figures of USDC, which is unusual in the Base long tail where most rows carry a dollar or two. The live figure sits behind the row above.
0xc0634090f2fe6c6d75e61be2b949464abb498973 on Base, and nothing else. Start from the table row rather than searching by ticker.
The loan does not change. There is no liquidation threshold, no health factor and no top-up request. Only the due date matters, and missing it forfeits the collateral.
Open a loan
Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.
Go to the borrow tab →No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.