ALL COLLATERAL

Borrow against MOCHI

Teller pools accept MOCHI as collateral on Base at up to 16.7% LTV, lending USDC at 25% APR. Its supply of one trillion is the largest of any collateral here. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.

Borrow against MOCHI: maximum LTV and cheapest APR per network
CollateralNetworkLTVAPR
MOCHIBase16.7%25%

Pool data read . Rates and LTVs are set per pool and change when operators change them.

A trillion tokens, and a thirty-digit approval

totalSupply on 0xf6e932ca12afa26665dc4dde7e27be02a7c02e50 answers one trillion MOCHI, the largest count of any collateral in the table. At eighteen decimals, that supply is written on-chain as a thirty-one digit integer.

It matters wherever you type a number that is not a display amount. An approval for a thousand MOCHI is 1 followed by twenty-one zeros, and getting the zero count wrong by three approves a thousandth or a thousand times what you meant. Let the interface size the approval when it can, and count carefully when it cannot.

Ownership sits at the dead address

Calling owner() returns 0x000000000000000000000000000000000000dead rather than the zero address. Both put the role out of reach, since neither address has a private key behind it, and the difference is convention: some deployers transfer the role to the burn address because it reads more clearly in a block explorer than a row of zeros.

The practical answer is the same either way. No administrator can mint, pause or reconfigure the token while a pool is holding it, and you can confirm that in one call rather than taking it on trust.

The number of tokens is not the size of the loan

The ceiling here is 16.7% at 25% APR. Both apply to the dollar value of what you deposit, read from a price feed at the moment you borrow. A trillion units at a very small unit price supports exactly the same loan as a hundred million units worth the same total.

So a long supply figure is not a reason to expect a bigger or smaller quote. Work out the value of the holding, apply the ceiling to that, and the unit count stops mattering.

The loan

Deposit MOCHI, receive USDC, repay or roll on the due date. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Miss the due date and the collateral is forfeit. Base gas is cents on both transactions, and a marketplace fee set by the pool applies on top of the rate.

VEIL sits at the other end of the supply range with a hundred million units, and the Base list carries the rest.

Frequently asked questions

What is the MOCHI supply?

One trillion at eighteen decimals, the largest count of any collateral in the table. On-chain that supply is a thirty-one digit integer.

Do I need to be careful with approvals?

Yes, wherever you type a raw amount rather than a display amount. An approval for a thousand MOCHI is 1 followed by twenty-one zeros, and a three-zero mistake approves a thousandth or a thousand times what you meant.

Who controls the MOCHI contract?

Nobody. Calling owner() returns 0x000000000000000000000000000000000000dead, the burn address, which has no private key behind it. Some deployers use it instead of the zero address because it reads more clearly in a block explorer.

Does a trillion-token supply mean a bigger loan?

No. The ceiling applies to the dollar value of your deposit, read from a price feed when you borrow. A trillion units at a small unit price supports the same loan as a hundred million units worth the same total.

What do I receive when I borrow against MOCHI?

USDC on Base, paid to the wallet that signed the borrow. The live amount available is in the table above.

Open a loan

Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.

Go to the borrow tab →

No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.