Borrow against BNB Chain assets
Teller pools accept 4 BNB Chain assets as collateral, including BTCB and Binance-peg DOGE, at up to 50% LTV lending USDC, with gas costing cents. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.
| Collateral | Network | LTV | APR |
|---|---|---|---|
| BANANA | BNB Chain | 20% | 15% |
| BTCB | BNB Chain | 50% | 15% |
| DOGE | BNB Chain | 25% | 15% |
| WETH | BNB Chain | 50% | 15% |
Pool data read . Rates and LTVs are set per pool and change when operators change them.
Binance-peg assets as collateral
BNB Chain carries wrapped versions of assets that live natively elsewhere, issued as Binance-peg tokens. Teller pools take 4 of them at ceilings up to 50% and lend USDC against them, which lets a holder borrow without bridging back to the origin chain first.
BTCB at 0x7130d2a12b9bcbfae4f2634d864a1ee1ce3ead9c is bitcoin on BNB Chain and earns the higher ceilings here. Binance-peg DOGE at 0xba2ae424d960c26247dd6c32edc70b295c744c43 sits lower, as does BANANA. Wrapped ether has a pool too, on a BNB Chain contract distinct from its mainnet address.
The peg is a counterparty
A Binance-peg token is backed by reserves held by the issuer rather than by a public lock-and-mint contract you can audit onchain. That puts the issuer alongside the Teller pool as a counterparty to your loan, which is the trade you accept for having bitcoin usable inside the BNB Chain economy.
Native alternatives exist for some of these. Bitcoin holders who want a different wrapper can compare WBTC on Ethereum and cbBTC on Base, both of which carry their own pools and their own issuers.
Gas is the quiet advantage
The approval and the borrow cost cents on BNB Chain. On a modest loan that difference is larger than it sounds, because mainnet gas can eat a meaningful share of a small position before any interest accrues.
The loan
Deposit the collateral, receive USDC, repay or roll on the due date. Rate, LTV and the roll window lock when the loan opens and the protocol holds the collateral until you close it out. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Rollovers run on BNB Chain, so the term can be extended at the rate on offer that day. Miss the due date and the collateral is forfeit.
Frequently asked questions
Yes, through BTCB, the Binance-peg form. A Teller pool lends USDC against it at the ceiling shown above, so you can borrow without bridging back to Ethereum first.
Reserves held by the issuer rather than a public lock-and-mint contract you can audit onchain. That puts the issuer alongside the Teller pool as a counterparty to your loan.
Yes, through Binance-peg DOGE on BNB Chain, which a Teller pool accepts as collateral at its own ceiling and rate.
No. It sits at a different contract, and each pool accepts exactly one address, so deposit the BNB Chain token to a BNB Chain pool.
Cents in gas across the approval and the borrow, plus the quoted rate and the 2% marketplace fee the BNB Chain pools charge.
Open a loan
Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.
Go to the borrow tab →No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.