Borrow against UPUMP

Six decimals, where almost everything here uses eighteen

0x27ec642013bcb3d80ca3706599d3cda04f6f4452 reports its name as “Unit Pump” and uses six decimals. That is the convention USDC follows, not the eighteen that nearly every ERC-20 on this platform uses, and it is the detail worth checking before you type an amount by hand.

The interface converts for you, so an ordinary deposit is fine. It bites where you supply a raw integer yourself: a manual approval, a script, a contract call assembled outside a wallet. Read decimals off the token rather than assuming.

Only one other collateral here uses a non-standard decimal count for a similar reason, wQUIL at eight, so this is a rare enough shape to catch people out.

A trillion units, and what that does to the arithmetic

Total supply is 1,000,000,000,000. Combine a trillion units with six decimals and the raw integer behind a modest balance is smaller than instinct suggests, which is the opposite of the error most large-supply tokens produce.

Work in dollars and neither trap applies. Multiply the balance by the price, apply the ceiling above, and compare that against the loan you want.

Decimals are a property of the token, not the chain

HyperEVM does not impose six decimals; this contract chose them. Its neighbour UXPL uses eighteen on the same chain, and so does WHYPE. There is no chain-level rule to learn and no safe default to assume.

That is why the check is per token rather than per network. One call to decimals before you build a transaction by hand, every time, on whichever asset you are handling.

The loan

The pool clears 25% of collateral value at 15% APR, lending USDT rather than USDC, as every HyperEVM pool here does. These pools add a 2% marketplace fee on top of the quoted rate.

Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Miss the due date and the collateral is forfeit. The HyperEVM page covers the rest of the chain.