Borrow against ZORA
Teller pools on Base accept ZORA as collateral at up to 28.6% LTV, lending USDC at 25.1% APR. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.
| Collateral | Network | LTV | APR |
|---|---|---|---|
| ZORA | Base | 28.6% | 25.1% |
Pool data read . Rates and LTVs are set per pool and change when operators change them.
Earned rather than bought, in most cases
Zora built its network around creators minting and collecting, so a lot of ZORA sits with people who received it for making or supporting things rather than for taking a position. Selling that is a different decision from selling something you bought, and it is the decision a loan lets you postpone.
Teller pools take ZORA at 28.6% LTV and 25.1% APR, lending USDC on Base. The ceiling is toward the top of the Base long tail rather than the bottom.
The contract is unusually easy to check
ZORA sits at 0x1111111111166b7fe7bd91427724b487980afc69, a vanity address with a long run of leading ones. Distinctive prefixes make a token easier to recognise and also easier to imitate closely, so compare the whole string rather than the opening characters, and start from the row in the table.
The token, not the mints
Coins, mints and creator positions on the network are their own assets and none of them backs a loan here. What the pool holds is the fungible ZORA balance on Base.
Why this suits a creator balance
Income from creating is lumpy, and the gap between one payout and the next is where people sell things they would rather keep. A fixed-term loan covers that gap on a known cost: rate, LTV and the roll window lock at the start and the protocol holds the tokens until you repay or roll. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Miss the due date and the collateral is forfeit, so match the term to when you expect the next payout.
The rest of the Base list is on the memecoin page.
Frequently asked questions
No. Coins, mints and creator positions on the network are their own assets. The pool holds the fungible ZORA balance on Base.
It is a vanity address. Distinctive prefixes are easier to recognise and also easier to imitate closely, so compare the whole string and start from the row in the table.
Income from creating is lumpy, and the gap between payouts is where people sell things they would rather keep. A fixed-term loan covers that gap at a known cost.
Match it to when you expect the next payout. Missing the due date forfeits the collateral.
Nothing happens to the loan. There is no liquidation threshold during the term, so your obligation on the due date is unchanged.
Open a loan
Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.
Go to the borrow tab →No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.