Borrow against INTO
Teller pools accept INTO, whose contract reads intori, as collateral on Base at up to 15.4% LTV, the narrowest ceiling on the platform, lending USDC at 25% APR. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral.
| Collateral | Network | LTV | APR |
|---|---|---|---|
| INTO | Base | 15.4% | 25% |
Pool data read . Rates and LTVs are set per pool and change when operators change them.
The narrowest ceiling on the platform
At 15.4%, each dollar borrowed needs about $6.5 of collateral behind it. Nothing Teller lists asks for more. Tokenized Apple asks for $1.33, wrapped ether for $1.20, and a typical Base row for five.
That changes what the row is for. A narrow ceiling suits a small loan against a position you are not trying to stretch. If you need to raise a meaningful amount, work out the collateral first and check the holding covers it, because the answer here is roughly a third more than the Base norm and five times what an equity row needs.
The contract says intori
0x4baea77ec672dec0fc311cca0eb45916e66a93a1 reports its name as intori and its symbol as INTO, with a supply of 100,000,000,000. Name and ticker are related but not identical, which puts it in the same family as BARD and Lombard: benign, unlike a listing spelling that disagrees with the contract outright.
It still matters for a search. Looking up one string will not reliably surface the other, so work from the address when you want to confirm what you hold.
Why a low ceiling and a standard rate go together
The rate here is 25%, in line with the rest of the Base long tail rather than above it. The operator has taken its caution in the ceiling instead: it lends a smaller share of the collateral rather than charging more for the same share.
Those are two ways to price the same concern, and they land differently on you. A lower ceiling costs collateral committed; a higher rate costs cash over time. Which is worse depends on the loan.
The loan
Deposit INTO, receive USDC, repay or roll on the due date. Every loan is fixed-term with no margin-call, so a price fall during the loan cannot liquidate your collateral. Miss the due date and the collateral is forfeit. Base gas is cents on both transactions.
KTA sits at the opposite end of the Base range, and the Base list has everything between.
Frequently asked questions
About six and a half dollars per dollar borrowed, the most of anything Teller lists. Tokenized Apple asks for $1.33, wrapped ether for $1.20, and a typical Base row for five.
The operator took its caution in the ceiling instead of the rate. A lower ceiling costs collateral committed; a higher rate costs cash over time. They are two ways to price the same concern.
Both. The contract's name field reads intori and its symbol is INTO. They are related rather than contradictory, but a search for one will not reliably surface the other, so work from the address.
A small loan against a position you are not trying to stretch. For a larger amount, work out the collateral first and check the holding covers it.
No. There is no liquidation threshold during the term. Only a missed due date forfeits the collateral.
Open a loan
Connect a wallet, deposit your collateral, and borrow a stablecoin. No credit check, no application.
Go to the borrow tab →No collateral to pledge? Check whether you pre-qualify for a no-collateral personal loan. Soft check, no hard pull.